Median home value in zip code 12941 (Jay, NY) is $324K, up 1.1% year over year.
Home Value$323,609
YoY Change
+1.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 12941 (Jay).
$64,722 on $323,609
Stretch — 36% of income
Above 28% but manageable with cuts.
PITI$2,250
P/I36%
Afford$252K
Gap-$72K
P&I $1,636Tax $464Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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