Median home value in zip code 12965 (Fort Jackson, NY) is $95,241, down 5.5% year over year. Part of the Ogdensburg-Massena, NY metropolitan area.

Home Value$95,241

YoY Change

-5.5%

Prices falling — better for buyers.

Affordability

Enter your income for 12965 (Fort Jackson).

Income (annual)

Down Payment

$19,048 on $95,241

Example: $75,000 household income. Change it above to see your own.

Affordable12.3% of income

Under the 28% guideline.

PITI$768

P/I12.3%

Afford$217K

Room+$122K

P&I $482Tax $137Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12965 is part of the Ogdensburg-Massena, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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