Median home value in zip code 12972 (Peru, NY) is $263K, up 2.8% year over year. Part of the Plattsburgh, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Plattsburgh, NY metro →

Home Value$262,661

YoY Change

+2.8%

AFFORDABILITY

Enter your income for 12972 (Peru).

Income (annual)

Down Payment

$52,532 on $262,661

Stretch — 29.7% of income

Above 28% but manageable with cuts.

PITI$1,855

P/I29.7%

Afford$248K

Gap-$15K

P&I $1,328Tax $376Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

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Metro Analysis

12972 is part of the Plattsburgh, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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