Median home value in zip code 12975 (Port Kent, NY) is $265,276, up 1.9% year over year.

Home Value$265,276

YoY Change

+1.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 12975 (Port Kent).

Income (annual)

Down Payment

$53,055 on $265,276

Example: $75,000 household income. Change it above to see your own.

Stretch30% of income

Above 28% but manageable with cuts.

PITI$1,872

P/I30%

Afford$248K

Gap-$17K

P&I $1,341Tax $380Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.