Median home value in zip code 12985 (Schuyler Falls, NY) is $178,528, down 0.1% year over year. Part of the Plattsburgh, NY metropolitan area.

Home Value$178,528

YoY Change

-0.1%

Prices falling — better for buyers.

Affordability

Enter your income for 12985 (Schuyler Falls).

Income (annual)

Down Payment

$35,706 on $178,528

Example: $75,000 household income. Change it above to see your own.

Affordable20.9% of income

Under the 28% guideline.

PITI$1,309

P/I20.9%

Afford$239K

Room+$60K

P&I $903Tax $256Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12985 is part of the Plattsburgh, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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