Zip Code

12987

Upper Jay, NY

Median home value in zip code 12987 (Upper Jay, NY) is $311K, up 4.1% year over year.

Home Value$311,313
YoY Change
+4.1%
AFFORDABILITY

Enter your income for 12987 (Upper Jay).

$62,263 on $311,313
Stretch — 34.7% of income

Above 28% but manageable with cuts.

PITI$2,170
P/I34.7%
Afford$251K
Gap-$60K
P&I $1,574Tax $446Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
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12987 (Upper Jay, NY) Housing Market | CrashWatch