Median home value in zip code 12987 (Upper Jay, NY) is $311,313, up 4.1% year over year.

Home Value$311,313

YoY Change

+4.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 12987 (Upper Jay).

Income (annual)

Down Payment

$62,263 on $311,313

Example: $75,000 household income. Change it above to see your own.

Stretch34.7% of income

Above 28% but manageable with cuts.

PITI$2,170

P/I34.7%

Afford$251K

Gap-$60K

P&I $1,574Tax $446Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

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