Median home value in zip code 12992 (West Chazy, NY) is $208,785, up 3.5% year over year. Part of the Plattsburgh, NY metropolitan area.

Home Value$208,785

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 12992 (West Chazy).

Income (annual)

Down Payment

$41,757 on $208,785

Example: $75,000 household income. Change it above to see your own.

Affordable24.1% of income

Under the 28% guideline.

PITI$1,505

P/I24.1%

Afford$243K

Room+$34K

P&I $1,056Tax $299Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12992 is part of the Plattsburgh, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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