Median home value in zip code 12997 (Wilmington, NY) is $399K, up 2.0% year over year.
Home Value$398,836
YoY Change
+2.0%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 12997 (Wilmington).
$79,767 on $398,836
Out of reach — 43.8% of income
Need $117,343/yr to afford.
PITI$2,738
P/I43.8%
Afford$255K
Gap-$144K
P&I $2,017Tax $572Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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