Median home value in zip code 13028 (Bernhards Bay, NY) is $214,516, up 8.7% year over year. Part of the Syracuse, NY metropolitan area.

Home Value$214,516

YoY Change

+8.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 13028 (Bernhards Bay).

Income (annual)

Down Payment

$42,903 on $214,516

Example: $75,000 household income. Change it above to see your own.

Affordable24.7% of income

Under the 28% guideline.

PITI$1,542

P/I24.7%

Afford$243K

Room+$29K

P&I $1,085Tax $307Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13028 is part of the Syracuse, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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