Median home value in zip code 13041 (Clay, NY) is $295,873, up 6.7% year over year. Part of the Syracuse, NY metropolitan area.

Home Value$295,873

YoY Change

+6.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 13041 (Clay).

Income (annual)

Down Payment

$59,175 on $295,873

Example: $75,000 household income. Change it above to see your own.

Stretch33.1% of income

Above 28% but manageable with cuts.

PITI$2,070

P/I33.1%

Afford$250K

Gap-$46K

P&I $1,496Tax $424Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13041 is part of the Syracuse, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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