Median home value in zip code 13042 (Cleveland, NY) is $232,510, up 6.0% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$232,510

YoY Change

+6.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 13042 (Cleveland).

Income (annual)

Down Payment

$46,502 on $232,510

Example: $75,000 household income. Change it above to see your own.

Affordable26.5% of income

Under the 28% guideline.

PITI$1,659

P/I26.5%

Afford$245K

Room+$13K

P&I $1,176Tax $333Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13042 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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