Median home value in zip code 13054 (Durhamville, NY) is $206,377, up 5.7% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$206,377

YoY Change

+5.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 13054 (Durhamville).

Income (annual)

Down Payment

$41,275 on $206,377

Example: $75,000 household income. Change it above to see your own.

Affordable23.8% of income

Under the 28% guideline.

PITI$1,489

P/I23.8%

Afford$243K

Room+$36K

P&I $1,044Tax $296Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13054 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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