Median home value in zip code 13077 (Homer, NY) is $216K, up 6.9% year over year. Part of the Cortland, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Cortland, NY metro →
Home Value$216,348
YoY Change
+6.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 13077 (Homer).
$43,270 on $216,348
Affordable — 24.9% of income
Under the 28% guideline.
PITI$1,554
P/I24.9%
Afford$244K
Room+$27K
P&I $1,094Tax $310Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
13077 is part of the Cortland, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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