Median home value in zip code 13077 (Homer, NY) is $216,348, up 6.9% year over year. Part of the Cortland, NY metropolitan area.

Home Value$216,348

YoY Change

+6.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 13077 (Homer).

Income (annual)

Down Payment

$43,270 on $216,348

Example: $75,000 household income. Change it above to see your own.

Affordable24.9% of income

Under the 28% guideline.

PITI$1,554

P/I24.9%

Afford$244K

Room+$27K

P&I $1,094Tax $310Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13077 is part of the Cortland, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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