Median home value in zip code 13081 (King Ferry, NY) is $315,700, up 7.5% year over year. Part of the Auburn, NY metropolitan area.

Home Value$315,700

YoY Change

+7.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 13081 (King Ferry).

Income (annual)

Down Payment

$63,140 on $315,700

Example: $75,000 household income. Change it above to see your own.

Stretch35.2% of income

Above 28% but manageable with cuts.

PITI$2,199

P/I35.2%

Afford$251K

Gap-$64K

P&I $1,596Tax $453Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13081 is part of the Auburn, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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