Median home value in zip code 13092 (Locke, NY) is $226,502, up 0.6% year over year. Part of the Auburn, NY metropolitan area.

Home Value$226,502

YoY Change

+0.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 13092 (Locke).

Income (annual)

Down Payment

$45,300 on $226,502

Example: $75,000 household income. Change it above to see your own.

Affordable25.9% of income

Under the 28% guideline.

PITI$1,620

P/I25.9%

Afford$245K

Room+$18K

P&I $1,145Tax $325Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13092 is part of the Auburn, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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