Median home value in zip code 13126 (Oswego, NY) is $178,250, up 2.9% year over year. Part of the Syracuse, NY metropolitan area.

Home Value$178,250

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 13126 (Oswego).

Income (annual)

Down Payment

$35,650 on $178,250

Example: $75,000 household income. Change it above to see your own.

Affordable20.9% of income

Under the 28% guideline.

PITI$1,307

P/I20.9%

Afford$239K

Room+$60K

P&I $901Tax $255Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13126 is part of the Syracuse, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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