Median home value in zip code 13157 (Sylvan Beach, NY) is $203,699, up 1.8% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$203,699

YoY Change

+1.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 13157 (Sylvan Beach).

Income (annual)

Down Payment

$40,740 on $203,699

Example: $75,000 household income. Change it above to see your own.

Affordable23.6% of income

Under the 28% guideline.

PITI$1,472

P/I23.6%

Afford$242K

Room+$38K

P&I $1,030Tax $292Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13157 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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