Median home value in zip code 13157 (Sylvan Beach, NY) is $204K, up 1.8% year over year. Part of the Utica-Rome, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →
Home Value$203,699
YoY Change
+1.8%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 13157 (Sylvan Beach).
$40,740 on $203,699
Affordable — 23.6% of income
Under the 28% guideline.
PITI$1,472
P/I23.6%
Afford$242K
Room+$38K
P&I $1,030Tax $292Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
13157 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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