Median home value in zip code 13165 (Waterloo, NY) is $176K, up 2.8% year over year. Part of the Seneca Falls, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Seneca Falls, NY metro →
Home Value$175,508
YoY Change
+2.8%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 13165 (Waterloo).
$35,102 on $175,508
Affordable — 20.6% of income
Under the 28% guideline.
PITI$1,289
P/I20.6%
Afford$238K
Room+$63K
P&I $887Tax $252Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
13165 is part of the Seneca Falls, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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