Median home value in zip code 13165 (Waterloo, NY) is $175,508, up 2.8% year over year. Part of the Seneca Falls, NY metropolitan area.

Home Value$175,508

YoY Change

+2.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 13165 (Waterloo).

Income (annual)

Down Payment

$35,102 on $175,508

Example: $75,000 household income. Change it above to see your own.

Affordable20.6% of income

Under the 28% guideline.

PITI$1,289

P/I20.6%

Afford$238K

Room+$63K

P&I $887Tax $252Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13165 is part of the Seneca Falls, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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