Zip Code

13304

Remsen, NYUtica-Rome, NY

Median home value in zip code 13304 (Remsen, NY) is $279K, up 4.8% year over year. Part of the Utica-Rome, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →

Home Value$278,723
YoY Change
+4.8%
AFFORDABILITY

Enter your income for 13304 (Remsen).

$55,745 on $278,723
Stretch — 31.3% of income

Above 28% but manageable with cuts.

PITI$1,959
P/I31.3%
Afford$249K
Gap-$30K
P&I $1,409Tax $400Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

13304 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Utica-Rome, NY analysis
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