Median home value in zip code 13304 (Remsen, NY) is $278,723, up 4.8% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$278,723

YoY Change

+4.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 13304 (Remsen).

Income (annual)

Down Payment

$55,745 on $278,723

Example: $75,000 household income. Change it above to see your own.

Stretch31.3% of income

Above 28% but manageable with cuts.

PITI$1,959

P/I31.3%

Afford$249K

Gap-$30K

P&I $1,409Tax $400Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13304 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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