Median home value in zip code 13313 (Bridgewater, NY) is $172,636, up 7.6% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$172,636

YoY Change

+7.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 13313 (Bridgewater).

Income (annual)

Down Payment

$34,527 on $172,636

Example: $75,000 household income. Change it above to see your own.

Affordable20.3% of income

Under the 28% guideline.

PITI$1,270

P/I20.3%

Afford$238K

Room+$65K

P&I $873Tax $247Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13313 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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