Median home value in zip code 13316 (Camden, NY) is $186,490, up 8.6% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$186,490

YoY Change

+8.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 13316 (Camden).

Income (annual)

Down Payment

$37,298 on $186,490

Example: $75,000 household income. Change it above to see your own.

Affordable21.8% of income

Under the 28% guideline.

PITI$1,360

P/I21.8%

Afford$240K

Room+$53K

P&I $943Tax $267Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13316 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Utica-Rome, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.