Median home value in zip code 13319 (Chadwicks, NY) is $180,131, up 11.4% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$180,131

YoY Change

+11.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 13319 (Chadwicks).

Income (annual)

Down Payment

$36,026 on $180,131

Example: $75,000 household income. Change it above to see your own.

Affordable21.1% of income

Under the 28% guideline.

PITI$1,319

P/I21.1%

Afford$239K

Room+$59K

P&I $911Tax $258Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13319 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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