Median home value in zip code 13321 (Clark Mills, NY) is $184K, up 2.6% year over year. Part of the Utica-Rome, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →
Home Value$184,166
YoY Change
+2.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 13321 (Clark Mills).
$36,833 on $184,166
Affordable — 21.5% of income
Under the 28% guideline.
PITI$1,345
P/I21.5%
Afford$240K
Room+$55K
P&I $931Tax $264Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
13321 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
View Utica-Rome, NY analysisWant deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free