Zip Code

13321

Clark Mills, NYUtica-Rome, NY

Median home value in zip code 13321 (Clark Mills, NY) is $184K, up 2.6% year over year. Part of the Utica-Rome, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →

Home Value$184,166
YoY Change
+2.6%
AFFORDABILITY

Enter your income for 13321 (Clark Mills).

$36,833 on $184,166
Affordable — 21.5% of income

Under the 28% guideline.

PITI$1,345
P/I21.5%
Afford$240K
Room+$55K
P&I $931Tax $264Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

13321 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Utica-Rome, NY analysis
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