Zip Code

13322

Clayville, NYUtica-Rome, NY

Median home value in zip code 13322 (Clayville, NY) is $222K, up 7.5% year over year. Part of the Utica-Rome, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →

Home Value$221,958
YoY Change
+7.5%
AFFORDABILITY

Enter your income for 13322 (Clayville).

$44,392 on $221,958
Affordable — 25.4% of income

Under the 28% guideline.

PITI$1,590
P/I25.4%
Afford$244K
Room+$22K
P&I $1,122Tax $318Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

13322 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Utica-Rome, NY analysis
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free
13322 (Clayville, NY) Housing Market | CrashWatch