Median home value in zip code 13324 (Cold Brook, NY) is $165K, up 2.4% year over year. Part of the Utica-Rome, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →
Home Value$164,956
YoY Change
+2.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 13324 (Cold Brook).
$32,991 on $164,956
Affordable — 19.5% of income
Under the 28% guideline.
PITI$1,221
P/I19.5%
Afford$236K
Room+$71K
P&I $834Tax $236Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
13324 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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