Median home value in zip code 13326 (Cooperstown, NY) is $374,743, up 1.2% year over year. Part of the Oneonta, NY metropolitan area.

Home Value$374,743

YoY Change

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 13326 (Cooperstown).

Income (annual)

Down Payment

$74,949 on $374,743

Example: $75,000 household income. Change it above to see your own.

Out of reach41.3% of income

Need $110,657/yr to afford.

PITI$2,582

P/I41.3%

Afford$254K

Gap-$121K

P&I $1,895Tax $537Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13326 is part of the Oneonta, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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