Median home value in zip code 13331 (Eagle Bay, NY) is $392,175, up 7.4% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$392,175

YoY Change

+7.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 13331 (Eagle Bay).

Income (annual)

Down Payment

$78,435 on $392,175

Example: $75,000 household income. Change it above to see your own.

Out of reach43.1% of income

Need $115,500/yr to afford.

PITI$2,695

P/I43.1%

Afford$255K

Gap-$138K

P&I $1,983Tax $562Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13331 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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