Zip Code

13331

Eagle Bay, NYUtica-Rome, NY

Median home value in zip code 13331 (Eagle Bay, NY) is $392K, up 7.4% year over year. Part of the Utica-Rome, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →

Home Value$392,175
YoY Change
+7.4%
AFFORDABILITY

Enter your income for 13331 (Eagle Bay).

$78,435 on $392,175
Out of reach — 43.1% of income

Need $115,500/yr to afford.

PITI$2,695
P/I43.1%
Afford$255K
Gap-$138K
P&I $1,983Tax $562Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

13331 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Utica-Rome, NY analysis
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13331 (Eagle Bay, NY) Housing Market | CrashWatch