Median home value in zip code 13354 (Holland Patent, NY) is $261,958, up 3.9% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$261,958

YoY Change

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 13354 (Holland Patent).

Income (annual)

Down Payment

$52,392 on $261,958

Example: $75,000 household income. Change it above to see your own.

Stretch29.6% of income

Above 28% but manageable with cuts.

PITI$1,850

P/I29.6%

Afford$248K

Gap-$14K

P&I $1,325Tax $375Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13354 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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