Median home value in zip code 13365 (Little Falls, NY) is $154,289, up 0.8% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$154,289

YoY Change

+0.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 13365 (Little Falls).

Income (annual)

Down Payment

$30,858 on $154,289

Example: $75,000 household income. Change it above to see your own.

Affordable18.4% of income

Under the 28% guideline.

PITI$1,151

P/I18.4%

Afford$235K

Room+$80K

P&I $780Tax $221Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13365 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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