Median home value in zip code 13403 (Marcy, NY) is $283K, up 5.9% year over year. Part of the Utica-Rome, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →

Home Value$282,564

YoY Change

+5.9%

AFFORDABILITY

Enter your income for 13403 (Marcy).

Income (annual)

Down Payment

$56,513 on $282,564

Stretch — 31.7% of income

Above 28% but manageable with cuts.

PITI$1,984

P/I31.7%

Afford$249K

Gap-$33K

P&I $1,429Tax $405Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

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Metro Analysis

13403 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Utica-Rome, NY analysis

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