Median home value in zip code 13406 (Middleville, NY) is $168,777, up 0.5% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$168,777

YoY Change

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 13406 (Middleville).

Income (annual)

Down Payment

$33,755 on $168,777

Example: $75,000 household income. Change it above to see your own.

Affordable19.9% of income

Under the 28% guideline.

PITI$1,245

P/I19.9%

Afford$237K

Room+$68K

P&I $853Tax $242Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13406 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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