Median home value in zip code 13411 (New Berlin, NY) is $144,478, up 1.5% year over year. Part of the Oneonta, NY metropolitan area.

Home Value$144,478

YoY Change

+1.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 13411 (New Berlin).

Income (annual)

Down Payment

$28,896 on $144,478

Example: $75,000 household income. Change it above to see your own.

Affordable17.4% of income

Under the 28% guideline.

PITI$1,088

P/I17.4%

Afford$232K

Room+$88K

P&I $731Tax $207Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13411 is part of the Oneonta, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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