Median home value in zip code 13435 (Prospect, NY) is $168K, down 1.4% year over year. Part of the Utica-Rome, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →
Home Value$167,871
YoY Change
-1.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 13435 (Prospect).
$33,574 on $167,871
Affordable — 19.8% of income
Under the 28% guideline.
PITI$1,239
P/I19.8%
Afford$237K
Room+$69K
P&I $849Tax $241Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
13435 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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