Zip Code

13438

Remsen, NYUtica-Rome, NY

Median home value in zip code 13438 (Remsen, NY) is $224K, up 3.6% year over year. Part of the Utica-Rome, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →

Home Value$223,809
YoY Change
+3.6%
AFFORDABILITY

Enter your income for 13438 (Remsen).

$44,762 on $223,809
Affordable — 25.6% of income

Under the 28% guideline.

PITI$1,602
P/I25.6%
Afford$244K
Room+$21K
P&I $1,132Tax $321Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

13438 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Utica-Rome, NY analysis
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