Median home value in zip code 13439 (Richfield Springs, NY) is $203,351, down 1.4% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$203,351

YoY Change

-1.4%

Prices falling — better for buyers.

Affordability

Enter your income for 13439 (Richfield Springs).

Income (annual)

Down Payment

$40,670 on $203,351

Example: $75,000 household income. Change it above to see your own.

Affordable23.5% of income

Under the 28% guideline.

PITI$1,470

P/I23.5%

Afford$242K

Room+$39K

P&I $1,028Tax $291Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13439 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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