Median home value in zip code 13470 (Stratford, NY) is $202,739, up 7.1% year over year. Part of the Gloversville, NY metropolitan area.

Home Value$202,739

YoY Change

+7.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 13470 (Stratford).

Income (annual)

Down Payment

$40,548 on $202,739

Example: $75,000 household income. Change it above to see your own.

Affordable23.5% of income

Under the 28% guideline.

PITI$1,466

P/I23.5%

Afford$242K

Room+$39K

P&I $1,025Tax $291Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13470 is part of the Gloversville, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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