Median home value in zip code 13476 (Vernon, NY) is $235,771, up 5.1% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$235,771

YoY Change

+5.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 13476 (Vernon).

Income (annual)

Down Payment

$47,154 on $235,771

Example: $75,000 household income. Change it above to see your own.

Affordable26.9% of income

Under the 28% guideline.

PITI$1,680

P/I26.9%

Afford$246K

Room+$10K

P&I $1,192Tax $338Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13476 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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