Zip Code

13476

Vernon, NYUtica-Rome, NY

Median home value in zip code 13476 (Vernon, NY) is $236K, up 5.1% year over year. Part of the Utica-Rome, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →

Home Value$235,771
YoY Change
+5.1%
AFFORDABILITY

Enter your income for 13476 (Vernon).

$47,154 on $235,771
Affordable — 26.9% of income

Under the 28% guideline.

PITI$1,680
P/I26.9%
Afford$246K
Room+$10K
P&I $1,192Tax $338Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

13476 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Utica-Rome, NY analysis
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