Zip Code

13477

Vernon Center, NYUtica-Rome, NY

Median home value in zip code 13477 (Vernon Center, NY) is $245K, up 5.9% year over year. Part of the Utica-Rome, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →

Home Value$244,811
YoY Change
+5.9%
AFFORDABILITY

Enter your income for 13477 (Vernon Center).

$48,962 on $244,811
Affordable — 27.8% of income

Under the 28% guideline.

PITI$1,739
P/I27.8%
Afford$246K
Room+$2K
P&I $1,238Tax $351Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

13477 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Utica-Rome, NY analysis
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