Median home value in zip code 13477 (Vernon Center, NY) is $244,811, up 5.9% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$244,811

YoY Change

+5.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 13477 (Vernon Center).

Income (annual)

Down Payment

$48,962 on $244,811

Example: $75,000 household income. Change it above to see your own.

Affordable27.8% of income

Under the 28% guideline.

PITI$1,739

P/I27.8%

Afford$246K

Room+$2K

P&I $1,238Tax $351Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13477 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Utica-Rome, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.