Median home value in zip code 13480 (Waterville, NY) is $211K, up 9.8% year over year. Part of the Utica-Rome, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →
Home Value$210,985
YoY Change
+9.8%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 13480 (Waterville).
$42,197 on $210,985
Affordable — 24.3% of income
Under the 28% guideline.
PITI$1,519
P/I24.3%
Afford$243K
Room+$32K
P&I $1,067Tax $302Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
13480 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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