Zip Code

13486

, NYUtica-Rome, NY

Median home value in zip code 13486 (, NY) is $197K, up 5.3% year over year. Part of the Utica-Rome, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →

Home Value$196,938
YoY Change
+5.3%
AFFORDABILITY

Enter your income for 13486 (null).

$39,388 on $196,938
Affordable — 22.8% of income

Under the 28% guideline.

PITI$1,428
P/I22.8%
Afford$241K
Room+$44K
P&I $996Tax $282Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

13486 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Utica-Rome, NY analysis
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13486 (null, NY) Housing Market | CrashWatch