Median home value in zip code 13491 (West Winfield, NY) is $194,644, up 2.0% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$194,644

YoY Change

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 13491 (West Winfield).

Income (annual)

Down Payment

$38,929 on $194,644

Example: $75,000 household income. Change it above to see your own.

Affordable22.6% of income

Under the 28% guideline.

PITI$1,413

P/I22.6%

Afford$241K

Room+$46K

P&I $984Tax $279Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13491 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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