Median home value in zip code 13492 (Whitesboro, NY) is $251K, up 7.8% year over year. Part of the Utica-Rome, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →
Home Value$251,262
YoY Change
+7.8%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 13492 (Whitesboro).
$50,252 on $251,262
Stretch — 28.5% of income
Above 28% but manageable with cuts.
PITI$1,781
P/I28.5%
Afford$247K
Gap-$4K
P&I $1,271Tax $360Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
13492 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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