Median home value in zip code 13492 (Whitesboro, NY) is $251,262, up 7.8% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$251,262

YoY Change

+7.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 13492 (Whitesboro).

Income (annual)

Down Payment

$50,252 on $251,262

Example: $75,000 household income. Change it above to see your own.

Stretch28.5% of income

Above 28% but manageable with cuts.

PITI$1,781

P/I28.5%

Afford$247K

Gap-$4K

P&I $1,271Tax $360Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13492 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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