Median home value in zip code 13494 (Woodgate, NY) is $272,902, up 9.3% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$272,902

YoY Change

+9.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 13494 (Woodgate).

Income (annual)

Down Payment

$54,580 on $272,902

Example: $75,000 household income. Change it above to see your own.

Stretch30.7% of income

Above 28% but manageable with cuts.

PITI$1,921

P/I30.7%

Afford$249K

Gap-$24K

P&I $1,380Tax $391Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13494 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Utica-Rome, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.