Median home value in zip code 13494 (Woodgate, NY) is $273K, up 9.3% year over year. Part of the Utica-Rome, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →
Home Value$272,902
YoY Change
+9.3%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 13494 (Woodgate).
$54,580 on $272,902
Stretch — 30.7% of income
Above 28% but manageable with cuts.
PITI$1,921
P/I30.7%
Afford$249K
Gap-$24K
P&I $1,380Tax $391Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
13494 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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