Median home value in zip code 13501 (Utica, NY) is $199,744, up 8.2% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$199,744

YoY Change

+8.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 13501 (Utica).

Income (annual)

Down Payment

$39,949 on $199,744

Example: $75,000 household income. Change it above to see your own.

Affordable23.1% of income

Under the 28% guideline.

PITI$1,446

P/I23.1%

Afford$242K

Room+$42K

P&I $1,010Tax $286Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13501 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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