Median home value in zip code 13502 (Utica, NY) is $196K, up 9.0% year over year. Part of the Utica-Rome, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Utica-Rome, NY metro →

Home Value$196,041

YoY Change

+9.0%

AFFORDABILITY

Enter your income for 13502 (Utica).

Income (annual)

Down Payment

$39,208 on $196,041

Affordable — 22.8% of income

Under the 28% guideline.

PITI$1,422

P/I22.8%

Afford$241K

Room+$45K

P&I $991Tax $281Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13502 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Utica-Rome, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free