Median home value in zip code 13502 (Utica, NY) is $196,041, up 9.0% year over year. Part of the Utica-Rome, NY metropolitan area.

Home Value$196,041

YoY Change

+9.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 13502 (Utica).

Income (annual)

Down Payment

$39,208 on $196,041

Example: $75,000 household income. Change it above to see your own.

Affordable22.8% of income

Under the 28% guideline.

PITI$1,422

P/I22.8%

Afford$241K

Room+$45K

P&I $991Tax $281Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13502 is part of the Utica-Rome, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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