Median home value in zip code 13601 (Watertown, NY) is $189,664, up 0.2% year over year. Part of the Watertown-Fort Drum, NY metropolitan area.

Home Value$189,664

YoY Change

+0.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 13601 (Watertown).

Income (annual)

Down Payment

$37,933 on $189,664

Example: $75,000 household income. Change it above to see your own.

Affordable22.1% of income

Under the 28% guideline.

PITI$1,381

P/I22.1%

Afford$240K

Room+$51K

P&I $959Tax $272Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13601 is part of the Watertown-Fort Drum, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Watertown-Fort Drum, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.