Median home value in zip code 13605 (Adams, NY) is $206,599, up 0.3% year over year. Part of the Watertown-Fort Drum, NY metropolitan area.

Home Value$206,599

YoY Change

+0.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 13605 (Adams).

Income (annual)

Down Payment

$41,320 on $206,599

Example: $75,000 household income. Change it above to see your own.

Affordable23.9% of income

Under the 28% guideline.

PITI$1,491

P/I23.9%

Afford$242K

Room+$36K

P&I $1,045Tax $296Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13605 is part of the Watertown-Fort Drum, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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