Median home value in zip code 13612 (Black River, NY) is $230,744, up 1.3% year over year. Part of the Watertown-Fort Drum, NY metropolitan area.

Home Value$230,744

YoY Change

+1.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 13612 (Black River).

Income (annual)

Down Payment

$46,149 on $230,744

Example: $75,000 household income. Change it above to see your own.

Affordable26.4% of income

Under the 28% guideline.

PITI$1,648

P/I26.4%

Afford$245K

Room+$14K

P&I $1,167Tax $331Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13612 is part of the Watertown-Fort Drum, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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