Median home value in zip code 13624 (Clayton, NY) is $306K, up 2.5% year over year. Part of the Watertown-Fort Drum, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Watertown-Fort Drum, NY metro →

Home Value$305,933

YoY Change

+2.5%

AFFORDABILITY

Enter your income for 13624 (Clayton).

Income (annual)

Down Payment

$61,187 on $305,933

Stretch — 34.2% of income

Above 28% but manageable with cuts.

PITI$2,135

P/I34.2%

Afford$251K

Gap-$55K

P&I $1,547Tax $439Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13624 is part of the Watertown-Fort Drum, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Watertown-Fort Drum, NY analysis

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