Median home value in zip code 13638 (Carthage, NY) is $163K, down 0.2% year over year. Part of the Watertown-Fort Drum, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Watertown-Fort Drum, NY metro →

Home Value$163,072

YoY Change

-0.2%

AFFORDABILITY

Enter your income for 13638 (Carthage).

Income (annual)

Down Payment

$32,614 on $163,072

Affordable — 19.3% of income

Under the 28% guideline.

PITI$1,208

P/I19.3%

Afford$236K

Room+$73K

P&I $825Tax $234Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13638 is part of the Watertown-Fort Drum, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Watertown-Fort Drum, NY analysis

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